AskWorthItAll guides
Car ownership guide

EV vs gas car: which costs less to own?

There is no universal winner. Home charging access, local energy prices, annual mileage, insurance, depreciation and the purchase-price gap can change the result dramatically.

Calculate your own five-year scenario.

Fuel savings alone do not prove an EV is cheaper, and a lower gas-car purchase price does not prove it wins over long ownership.

Include in EV cost

  • Home charger and installation when needed.
  • Electricity mix between home and public charging.
  • Insurance, tires and expected depreciation.

Include in gas-car cost

  • Fuel at your real annual mileage.
  • Scheduled maintenance and fluids.
  • Insurance and expected depreciation.

Compare EVs directly

Tesla Model Y vs Hyundai Ioniq 5 · Tesla Model Y L Premium worth it?

Energy, insurance and resale costs are location-specific and change over time.